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By default, all your accounts, budgets, transactions, goals, and other records are stored locally on your device and never leave it. Cloud Sync is optional and off by default. See our Privacy Policy for full detail.

You can permanently delete your account and all synced data at any time:

1. Open Enyo and go to Profile → Settings → Account.
2. Tap Delete account and confirm.

This removes your authentication account and erases all server-side data, and wipes the app's local data from your device. If you can't access the app, email teknicheconsulting@gmail.com and we'll delete your account data within 30 days.

Enyo includes a 30-day free trial with every feature unlocked. After the trial you can continue with a Monthly or Annual subscription, or redeem a voucher code. Subscriptions are billed through the App Store or Google Play and can be managed or cancelled in your store account settings.

Sign in with the same store account you subscribed with, open the subscription screen, and tap Restore Purchases. Your active subscription will be re-linked.

No. AI features (statement parsing and the assistant) are off by default and require explicit opt-in. You can use your own AI provider key or run fully on-device with Ollama. Nothing is sent to an AI provider unless you enable it.

You can create an encrypted export of your data to a file you control (protected by a passphrase only you know). Optional Cloud Sync keeps your data in sync across your devices over HTTPS.